We are a people-centric company. Our diversity makes us unique and strengthens the way we work together. We believe in our people and the quality and diversity of their innovation and ideas. We are international but look at local needs to supplement the way we work together.
Managing Director & CEO Email
Roberta Brunelli is the International Commercial & Underwriting leader at AmTrust International Mortgage and Credits (previously Genworth Financial Mortgage Insurance), with more than 20 years of experience in the insurance/financial sector. She is responsible for both Qualis Europe Srl and Qualis UK strategy shaping and business development. Roberta has developed a thorough knowledge of the mortgage market and related financial issues by offering high-level consulting to customers who want to grow in the mortgage market, especially in the high-loan-to-value segment. Before joining the AmTrust team, Roberta worked first at Allianz and then as a consultant/analyst at Towers Watson. Roberta has a degree in Business Administration from the "Luigi Bocconi" University of Milan and has attended numerous courses in leadership and management abroad. She is also president of ASSOVIB, Association of Real Estate Evaluation Companies, since September 2016.
Head of Technical Underwriting & Structured Deals Email
Head of International Operations & EU Credit Policy Email
Mariangela has 20 years of experience in setting and implementing underwriting criteria for Lenders. Over these years Mariangela has underwritten most of Italy’s Banks, bringing today a unique expertise in credit risk underwriting. In her current role, Mariangela is also responsible for the analysis, evaluation and implementation of new clients and the operational management of existing clients at the International level. She oversees intermediary activity, ensuring compliance with both insurance regulations and distribution agreement. Mariangela is responsible for the reinsurance distribution under IVASS regulation. Mariangela holds a Master degree in Economics.
Head of Commercial and Underwriting, Italy Email
Vittorio has over 10 years of experience in the banking and insurance industries, where he has gained extensive knowledge in consumer credit and mortgage sectors. He holds a Master's degree in law and a Second-level university Master's in business administration and management. Vittorio began his professional journey at Mediobanca Group in the consumer finance division, where he increased his commercial responsibilities. In 2020, he joined our parent company, AmTrust International, in the Mortgage and Credit Division. Since 2021, Vittorio has been working at Qualis, where he is responsible for managing and developing the Italian market.
Head of International Email
Patrick (Pad) started his career at First National Bank, a large independent finance house specialising in all aspects of consumer finance, where he held several senior roles. When First National became an Abbey National subsidiary in the late 1990s, Pad was promoted to Sales Director/Head of Branch Operations. Later, after the business was sold to GE, he was Director First and Second Mortgages. Prior to joining Genworth Mortgage Insurance in 2011, Pad worked at a niche consultancy firm specialising in the consumer finance and mortgage market. When AmTrust purchased Genworth in 2016, he assumed the role of Business Development Director, Mortgage and Credit. At Qualis, Pad is Head of International Business Development, and is also responsible for the new business Creditor Protection business in the UK. Pad holds relationships with Banks, Building Societies, brokers and key trade bodies and has a post-graduate diploma in leadership, Exeter University.
Head of UK/Credit Policy & Loss Mitigation Officer Email
Bill has over 25 years of combined experience within the relevant areas of the Mortgage Lending and Credit Insurance sphere, with the majority dedicated to underwriting mortgage insurance and holding various leadership roles. As head of Qualis UK, he leads the UK business development. Across Europe, Bill is also responsible for our underwriting, due diligence, audit and claim processes, and managing the credit policy and loss mitigation controls. Bill has been with the company since January 1999 and has held several different roles, initially starting as an underwriter before moving into audit and then onto credit policy. Before working for the company, Bill worked for the Leeds Permanent/Halifax for 11 years, most of this time being involved in mortgage lending. His experience there ranged from working in a branch to heading up the mortgage processing unit.
Commercial and Underwriting Leader Iberia Region Email
After more than 20 years of experience in financial services and retail credit risk management, Jaime is responsible now, for developing mortgage credit insurance market in the Iberia region. In the past, he managed retail credit portfolios aligning sales, marketing and credit risk policies to improve bottom line results by integrating data & advanced analytical solutions across commercial & credit risk processes. He has also been responsible for supporting financial entities to initiate their digital transformation process, maintaining a closed focus on profitability, customer value and sustainable growth across different geographies, mostly in Europe & Latam. He holds an Executive Master´s in Finance & Management specialty in Financial Institutions, a MBA, and a Business Law degree.